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Thank you for your interest in our bank. We pride ourselves in great personal service. This Rate Chart contains information about interest rates and annual percentage yields on the accounts we offer. Please ask a customer service representative for rates on deposits requiring pledged securities.
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Account Product Name
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Minimum Deposit
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Minimum Balance
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Interest Rate
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Annual Percentage Yield
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NOW Account (b)
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$200.00
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0.20%
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0.20%
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Variable Rate Savings Account (b)
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$50.00
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0.59%
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0.59%
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Money Market Account (b)
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$2,500.00
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Daily Balances of:
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up to $2,499.99
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0.34%
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0.34%
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$2,500-$9,999.99
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1.08%
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1.09%
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$10,000-$24,999.99
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1.35%
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1.36%
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$25,000-$49,999.99
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1.77%
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1.78%
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$50,000-$74,999.99
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2.30%
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2.32%
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$75,000-$99,999.99
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2.94%
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2.98%
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$100,000-$199,999.99
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3.47%
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3.53%
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$200,000 and up
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4.01%
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4.08%
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IRA Savings Account (b)
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$200.00
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Daily Balances of:
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$50-$9,999.99
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2.93%
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2.96%
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$10,000.00 and up
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3.46%
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3.50%
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6 Month CD (a)
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$5,000.00
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$5,000.00 (c)
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Daily Balances of:
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$5,000.00 and up
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2.31%
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2.33%
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12 Month CD (a)
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$5,000.00
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$5,000.00 (c)
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Daily Balances of:
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$5,000.00 and up
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2.84%
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2.87%
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24 Month CD (a)
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$5,000.00
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$5,000.00 (c)
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Daily Balances of:
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$5,000.00 and up
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3.23%
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3.27%
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1 to 12 Month Jumbo CD (a)
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$100,000.00
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$100,000.00 (c)
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Daily Balances of:
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$100,000.00 and up
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3.64%
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3.69%
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13 to 24 Month Jumbo CD (a)
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$100,000.00
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$100,000.00 (c)
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Daily Balances of:
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$100,000.00 and up
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3.91%
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3.97%
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(a) A Penalty will be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 03/26/2008.
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