Earnings Credit

Equal to our current Money Market rate after deduction for reserves

Monthly Maintenance

$10.00

Checks & Other Debits

$.15 per item

Debit Card Transactions

$.07 per item

Direct Payments

$.07 per item

Telephone Transfers

$2.00 per transfer

Deposits

$.50 per deposit

Direct Deposits

$.07 per deposit

Deposited Items

$.07 per item

Currency Handling

$0.15 per $100.00

Coin Handling

$0.08 per roll

Returned Check Charge (NSF)

$30.00 per item

Overdraft Charge (OD)

$30.00 per item - created by check, in-person withdrawal, or electronic means other than ATM or POS transactions

Stop Payments

$27.50 per stop payment

Deposited Item Returns

$6.00 per item

Domestic Incoming Wires

$15.00 each

Domestic Outgoing Wires

$30.00 each

Cashiers Checks

$5.00 per check

Wire Transfer, incoming

$15.00 each - for Customers only

Wire Transfer, outgoing

$30.00 each - for Customers only

 Wire Transfer, International (Foreign)

$50.00 each - for Customers only

 ACH Transfer Charge

 $ .99 per outgoing ACH transfer

Check Cashing

$10.00 plus 1% non customers checks drawn on other banks

Overdraft Charge

created by check, in-person withdrawal, or electronic means other than ATM or POS transactions - Overdraft up to $10, no charge; Overdraft from $10.01 to $15, $5 per item; Overdraft over $15, $30.00 per item; Max. Overdraft Charge $120 per day

Continuous Overdraft Charge

If neg. bal > $25.00 = $3.00 per business day the account is overdrawn

Return Check Charge - NSF or post dated

$30.00 per item, Max. Return Check Charge $120 per day

Deposited Item Returned

$6.00 per item

Stop Payment Fee

$27.50 per item

Bank Statement Copy

$3.00 each

Bookkeeping/Research

$30.00 per hour, $10.00 minimum

Early Closure of Account within 90 days of opening

$20.00

Levy or Garnishment

$50.00 each

Mobile Deposit Fee

$ .50 per deposit after 5th deposit per statement cycle

Returned Mail

$5.00 per item

Transfer Charge

$3.00 per automatic transfer, does not apply to Lines of Credit

Incoming Collection

$10.00 per item

Outgoing Collection

$8.00 per item