Miscellaneous Fees and Charges
Account Analysis
Earnings Credit |
Equal to our current Money Market rate after deduction for reserves |
Monthly Maintenance |
$10.00 |
Checks & Other Debits |
$.15 per item |
Debit Card Transactions |
$.07 per item |
Direct Payments |
$.07 per item |
Telephone Transfers |
$2.00 per transfer |
Deposits |
$.50 per deposit |
Direct Deposits |
$.07 per deposit |
Deposited Items |
$.07 per item |
Currency Handling |
$0.15 per $100.00 |
Coin Handling |
$0.08 per roll |
Returned Check Charge (NSF) |
$30.00 per item |
Overdraft Charge (OD) |
$30.00 per item - created by check, in-person withdrawal, or electronic means other than ATM or POS transactions |
Stop Payments |
$27.50 per stop payment |
Deposited Item Returns |
$6.00 per item |
Domestic Incoming Wires |
$15.00 each |
Domestic Outgoing Wires |
$30.00 each |
Checks & Money Orders
Cashiers Checks |
$5.00 per check |
Miscellaneous
Wire Transfer, incoming |
$15.00 each - for Customers only |
Wire Transfer, outgoing |
$30.00 each - for Customers only |
Wire Transfer, International (Foreign) |
$50.00 each - for Customers only |
ACH Transfer Charge |
$ .99 per outgoing ACH transfer |
Check Cashing |
$10.00 plus 1% non customers checks drawn on other banks |
Other Account Fees
Overdraft Charge |
created by check, in-person withdrawal, or electronic means other than ATM or POS transactions - Overdraft up to $10, no charge; Overdraft from $10.01 to $15, $5 per item; Overdraft over $15, $30.00 per item; Max. Overdraft Charge $120 per day |
Continuous Overdraft Charge |
If neg. bal > $25.00 = $3.00 per business day the account is overdrawn |
Return Check Charge - NSF or post dated |
$30.00 per item, Max. Return Check Charge $120 per day |
Deposited Item Returned |
$6.00 per item |
Stop Payment Fee |
$27.50 per item |
Bank Statement Copy |
$3.00 each |
Bookkeeping/Research |
$30.00 per hour, $10.00 minimum |
Early Closure of Account within 90 days of opening |
$20.00 |
Levy or Garnishment |
$50.00 each |
Mobile Deposit Fee |
$ .50 per deposit after 5th deposit per statement cycle |
Returned Mail |
$5.00 per item |
Transfer Charge |
$3.00 per automatic transfer, does not apply to Lines of Credit |
Incoming Collection |
$10.00 per item |
Outgoing Collection |
$8.00 per item |
Other Services
We may have other services available. Please feel free to inquire. Thank you for your business.