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Privacy Policy (rev. 7/2013)

FACTS
WHAT DOES NEVADA BANK & TRUST DO
WITH YOUR PERSONAL INFORMATION?
 
Why?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and income
- Account balances and transaction or loss history
- Payment history and credit history
When you are no longer our customer, we continue to share your information as described in this notice.

How?


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Nevada Bank & Trust chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information Does Nevada Bank & Trust share? Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 
Yes No

For our marketing purposes-
to offer our products and services to you
 
No We don't share

For joint marketing with other financial institutions
 
No We don't share

For our affiliates' everyday business purposes-
information about your transactions and experiences
 
No We don't share

For our affiliates' everyday business purposes-
information about your creditworthines
 
No We don't share

For non-affiliates to market to you
 
No We don't share

 

 

Questions? Call local branch or go to www.nevadabankandtrust.com

 

 

Who we are
Who is providing this notice? Nevada Bank & Trust

 

 

What we do
How does Nevada Bank & Trust protect my personal information?


To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We protect consumer privacy by ensuring that only employees who have a business reason for knowing information have access to it.

How does Nevada Bank & Trust collect my personal information?


We collect your personal information, for example, when you
Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can't I limit all sharing?


Federal law gives you the right to limit only
Sharing for affiliates' everyday business purposes - information about your creditworthines
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 

 

Definitions
Affiliates


Companies related by common ownership or control. They can be financial and non-financial companies.
Nevada Bank & Trust does not share with our affiliates

Nonaffiliates


Companies not related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates we share with can include companies who perform transaction processing services for our bank and credit bureaus

Joint marketing


A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Nevada Bank & Trust does not jointly market

 

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