Earnings CreditEqual to our current Money Market rate after deduction for reserves
Monthly Maintenance$10.00
Checks & Other Debits$.15 per item
Debit Card Transactions$.07 per item
Direct Payments$.07 per item
Telephone Transfers$2.00 per transfer
Deposits$.50 per deposit
Direct Deposits$.07 per deposit
Deposited Items$.07 per item
Currency Handling$0.15 per $100.00
Coin Handling$0.08 per roll
Returned Check Charge (NSF)$30.00 per item
Overdraft Chardg (OD)$30.00 per item - created by check, in-person withdrawal, or electronic means other than ATM or POS transactions
Stop Payments$27.50 per stop payment
Deposited Item Returns$6.00 per item
Domestic Incoming Wires$15.00 each
Domestic Outgoing Wires$30.00 each


Cashiers Checks$5.00 per check


Wire Transfer, incoming$15.00 each - for Customers only
Wire Transfer, outgoing$30.00 each - for Customers only
 Wire Transfer, International (Foreign)$50.00 each - for Customers only
 ACH Transfer Charge $ .99 per outgoing ACH transfer
Check Cashing$10.00 plus 1% non customers checks drawn on other banks


Overdraft Chargecreated by check, in-person withdrawal, or electronic means other than ATM or POS transactions - Overdraft up to $10, no charge; Overdraft from $10.01 to $15, $5 per item; Overdraft over $15, $30.00 per item; Max. Overdraft Charge $120 per day
Continuous Overdraft ChargeIf neg. bal > $25.00 = $3.00 per business day the account is overdrawn
Return Check Charge - NSF or post dated$30.00 per item, Max. Return Check Charge $120 per day
Deposited Item Returned$6.00 per item
Stop Payment Fee$27.50 per item
Bank Statement Copy$3.00 each
Bookkeeping/Research$30.00 per hour, $10.00 minimum
Early Closure of Account within 90 days of opening20
Levy or Garnishment$50.00 each
Mobile Deposit Fee$ .50 per deposit after 5th deposit per statement cycle
Returned Mail$5.00 per item
Transfer Charge$3.00 per automatic transfer, does not apply to Lines of Credit
Incoming Collection$10.00 per item
Outgoing Collection$8.00 per item